7 Ways To Repair Bad Credit

October 26, 2010

photo credit: Homini:) Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure. Here are some sure-fire solutions [...]

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Applying for a Home Loan

October 26, 2010

photo credit: RambergMediaImages By Jakob Jelling Applying for a home loan may not be the most exciting way to spend your time, but if you are like many potential homeowners, it is probably a necessary evil. If you have some knowledge of the process ahead of time, however, it will go much more smoothly. Home [...]

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How Much Life Insurance do I Need

October 26, 2010

photo credit: h.koppdelaney by Glenn Cooke How much life insurance should you buy? The answer to that question is as individual as your circumstances. You’ll need to evaluate the reason you’re buying life insurance in order to properly answer this question. Once you can specifically answer the question “Why am I buying life insurance” you [...]

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Seven Steps to Total Debt Elimination

October 26, 2010

photo credit: Daquella manera by Rudy Hadisentosa Debt seems to have become the buzz word in today’s world. We can’t blame it on people. After all it’s human to fall for it. However, it surely isn’t good for you. If you have fallen into a debt trap, you can take comfort from the fact that [...]

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Mortgage Loan Types

August 17, 2010

photo credit: nikcname There are many types of mortgage loans. The two basic types of amortized loans are the fixed rate mortgage (FRM) and adjustable rate mortgage (ARM). In a FRM, the interest rate, and hence monthly payment, remains fixed for the life (or term) of the loan. In the US, the term is usually [...]

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